1. Your country

1. Your country
2. Do you see yourself being able to purchase a home for you in the next years?

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No.

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in the next years? no, I don't even have a job/education yet
in a decade or two, with a loan? yes

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Already own a condo.
Will most likely buy a bigger one early next year.

Maybe. The possibility is there. But I think unlikely

I don't see the need to own a second house and the market for buying is shit right now.

No, but i can get a handful if i kill my brothers when my parents pass.

lot of land but lot of sand

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Is a loan even worth taking compare to just paying rent? Honestly asking.

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I might be able to rent a government house in the area I'm assigned to when I'm inevitably assigned to some bum-fuck nowhere part of my country as part of the civil service.

if you move, your don’t gain anything back from rent. If you own a house, you can sell it

Yes, most likely. But not a house I would want, so I'll postpone a little

I'd only ever take out a loan for a house, never went in debt so far
but yeah if you have a secure job with good pay it's worth it imo, I wanna own property at some point and not live on somebody else's forever

At least for me it is. My mortgage is 1200 for a house I bought in early 2017 and the rent on this same house would be 1600.

The loancucks claim that it is, because after you're done paying you actually own the place. The only "little" downside is the fact that you effectively become bank's slave for 30 years or so.

How is paying a landlord for no return better than building equity?

>Is a loan even worth taking compare to just paying rent?
Depends on the situation where you live. Here property prices are increasing, so getting in on the market is an investment. Additionally, the interest is actually lower than the inflation right now, so having debt means is actually profitable as things are right now.

Paying rent is only paying someone else's mortgage.

You can transfer the loan to a new buyer

>polish economy
Kurwa

I can afford to purchase a home now but I rent because I'm not retarded.

No, i'll probably be rentcuck forever

Who the fuck cares? Why are people so obsessed with needing a home of their own?

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>Why are people so obsessed with needing a home of their own?

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>can’t comprehend why someone would not want to rely on others just to live

I mean my family has never amounted to anything themselves, so it's not like I have another option unless I want to gargle cum and pay rent my whole life.

It's literally the jews that want you to take loans and rent out a fucking apartment you dumb fucking retard

Short answer ?
No

Long answer?
Noooooooooooooooooooooooooooooooooooo

>the jews want you to make money
Oh God, you're so fucking retarded my brain hurts.

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>thinks paying someone else’s mortgage by paying them rent with no actual gain or investment “owns the Jews”

Swedish intelligence

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You have to be a couple to buy a home so no. Guess I'm just going to be living in the same bedroom I have been since I was a child

1. UK
2. Never

even I have a wife I don't want her to work because that's not what my wife should do, I'm planning to move to holland because you guys actually get payed a decent wage and your house prices are nothing compared to ours (u cry but ur cries are just memes to us)

Cope.

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I'm 27 and I'm earning 3k after taxes, yet I have no idea how I can afford a property here even knowing my salary is not bad.

If I were to take a 300k loan (the cost of a property around here), it would take me 20 years to pay it back to the bank. I do not feel comfortable knowing I have a 20 year debt.

I don't know what to do because I also do not like the idea of renting for the next years as well.

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Nobody is more beta than those who live in government housing

The UK used to provide lots of council houses but then thatcher let people buy the houses they were living in then they voted to not build any more houses so their houses would go up on value. The housing market is a meme and it needs to crash

20 year debt for 60 years of security innit lad