Tfw turned 30 today

>tfw turned 30 today
>tfw still no friends or gf
>tfw still haven't made it

god I want to die

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tick tock user, it only gets worse from here

Wtf happened in 1971

Happy birthday m8
Buy link and just wait friend, everything will be OK

Everyone's in the same boat my man. Stop comparing yourself to others, compare yourself to who you were last year.

I'm actually like OP except 100x worse.

I also turned 30 a week ago. Except I have less than $1000money saved up and no investments of any kind. I'm about to do my taxes right now, should I put some money in a 401k or wait till next year? I have some debts.

I have no idea what I'm doing.

Pay off the debts.

be grateful that your dick is still working, i'm 26 and can't get it up anymore :/

401ks are only worth it if you have a good employer match

happy birthday we're all fren here you'll never be alone i love you

I should clarify that I don't have already a 401k that's why I'm asking, I know I'm 18 years to the party and I should have done it when I was 18 but I had no idea.

How much is a good employee max? I don't have a 401 already that's why I'm asking

Unless you plan on dying or killing yourself before age 70 then yes it's a good idea since it's essentially free so to speak, extra money from your employee. Should get at least a 50% match up to 6% (so don't take out more than 6% of your checks towards it or whatever the number is your employer offers)

Happy birthday user.
This but he mispelled LIT

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Get your prostate examined.

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I've been looking through my paperwork and found it. Looks like they do but the wording is weird, it says 100% of 3 percent of eligible pay.

I'm guessing that means only the money I make working there gets matched? And that if I add money they won't match it?

Should I make another 401k or are you only supposed to have 1?

>god I want to die
obviously not or you'd have done it. pussy

i have forgoten what friends are like, im not sure i ever really knew

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Yes it would only be money you earn there, so you should contribute 3% of your pay at that job to it

I'm not sure how it works if you have two jobs. I've only had one, when I switched jobs, I just rolled/transferred it over to the next job

The past and future are the abyss

The current is all that exists

Do you feel your wizard powers yet?
I'm a 27y/o virgin and I'm wondering if I should pay an escort or wait til I'm 30 if it's worth it

This.

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Then how do you explain memories

Well the current kinda sucks ass

ignore the debts for now and put it all in link. you can pay your debts when you're a millionaire

>be 30
>have had friends and gf's
>been burned by the last few of both that I had
>kind of just want to be a hermit and left alone indefinitely

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pay off your debt. your creditor will settle for a fraction of your debt. try it user, make a phone call and ask to pay a settlement of 30% of your total debt and 9/10 times they will agree.

>you: "hi, creditor. I only have X amount. I'd like to make a settlement with this amount. times are tough and this is the most money I will have for the foreseeable future, thank you."
>them: "yes, user, we understand, let me ask my manager"
>them" "user, we can settle for X amount you have and null the rest, thank you"

also don't bother with a 401k unless you can get your employer to match your contribution. you can't touch that money until your 65 anyways, so save up in a regular account so if there is an emergency you can actually use it.

Same, I’m 27. I decided to become motivated this year. I realized no girl or companies want me because my past gf count is 0 and my resume is empty so basically I will be having to run a large scale deception campaign on both fronts. My superficials suck but my fundamentals are v. good. Optimistically I will be wealthy and have a qt gf in

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Stop taking Prozac or Paxil

AAAAAAAAAHHHHHH GEEEEEEEZ

Happy Birthday. Your better off without the GF. Your free. Get into something fun that you like to do.

kek'd

ill be your friend shithead just go onto discord or some shit irc pick shit and talk to people.
Buy chainlink fuck putting money into a faggot 401k