22 years old, will graduate university in a few days

>22 years old, will graduate university in a few days
>bachelors in french and spanish
>maybe $70,000 in debt
>have a job teaching english in spain in the fall, pays like shit but less than thirty hours a week
>currently have $1400 in my bank account

I want to save money, build wealth, get out of debt, etc. but was raised very poor and have never been taught how to handle finances, obviously. Any suggested reading to help me better my situation? Any tips on investing/when to invest vs saving? If the US dollar collapses due to the virus, should I go ahead and exchange my money to euros?

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The Money Guy Show on JewTube gives good advice IMO. What % interest is on the student loans?

~3% for most of it, but about $20,000 worth is private loans which have about 10%.

>>have a job teaching english in spain in the fall, pays like shit but less than thirty hours a week

You should get a second job while you're over there. You can either work hard for your money, make a lucky gamble with the little bit you do have, or inherit some money. If none of these things are possible, you're gonna be broke for a long time.

Lmao great job on having a retarded major

Look for opportunities in international business particularly Africa or adjacent countries that are resource rich. Corporations are doing heavy extraction and French is the national language of many places. Also, consider the military. Linguists are essential. It will shelter your through the next two years of depression.

hey OP

youre gonna ignore this. and thats fine, beucase maybe youre not supposed to make it.

but make a coinbase account ,buy the token called "chainlink" that is all.

from this point on try to buy some every week/month. even if its just a cople chainlink you can affornd. the price is around 3 dollars right now

next month it can be 5 dollars. or 2 dollars but next year it can be 1,000 dollars.

its your only shot. our only shot

take this from a guy who has 13,000 link tokens.

you can always ignore the debt, fuck up your good goy score, and stay in spain. bang young Spanish teens while you're at it and merge into the European lifestyle, just don't come out a socialist

I definitely planning on getting a second job while in Spain, not sure what to do yet. I was a tour guide once, it paid well, not sure if that’s the case in Spain or not.

>retarded major
You’re not wrong, duolingo is free, I’m just mentally ill as fuck (schizoaffective) and something repetitive like memorizing vocabulary was the easiest thing to do on my zombifying meds.

Wtf, why you took that shitty major. You just wasted years of your life.

you should definitely prioritize paying off the 10% interest loans my dude.

Buy Fantom or you're fucked.

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Woah woah there are waaayy worse majors he could have picked. Being able to speak multiple languages is always useful to someone

Put all your money in oil stocks and get a job at an American DMV since its nothing but shitskins.
> You just lost 70 grand betting on a Spanish Stock
> I imagine your a good know it all liberal who thinks diversity is our strength.
> Welcome to the game of life. You just started 70 thousand spaces behind

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I believe there was a girl on facialabuse dot com who was Columbian and spoke multiple languages. Very useful indeed. She took it up the ass and swallowed cum in 2 different languages.

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godDAMN you got cucked hard
what was stopping you from teaching yourself those languages for free?

Its really low in content. But the key insight from Rich Dad, Poor Dad books is good.
Make money work for you, instead of you work for your money.

Also Make sure to learn about money in general
youtube.com/watch?v=DyV0OfU3-FU&list=PLE88E9ICdipidHkTehs1VbFzgwrq1jkUJ

Basically, educate yourself.

>If the US dollar collapses due to the virus, should I go ahead and exchange my money to euros?
why would you want Euros, or any paper money for that matter, in that situation?

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>You just lost 70 grand betting on a Spanish Stock
lmao

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What meds are you on user?

OP here. I’m definitely a dumbass, though for what it’s worth I’m trying to learn how to be smarter than my parents. Since teaching while in Spain will be my primary job during the week, what are some side gigs I can do in Spain? Not really asking for get rich quick because that sounds like bullshit. Since I’ll be completely alone out there, it should be easier to dedicate my entire life to making money or at least learning how, preferably through smart investments. My dream job has always been working for the military internationally. but since I’m schizo I can’t join. I guess freelancing is still an option?

>> 18871604
Latuda, lamictal, remeron, trazodone.

First step :

Don't do a bachelor's in French and Spanish

Did that help?

Bump

Wow man. I don't think people here understand how hard it is to function or make good decisions while on those meds. I know what those meds are like. They make it very difficult to tackle anything that is mentally difficult.

If you want to talk more, my throwaway email is [email protected]

I taught English in Spain for 6 months. So AMA if you want.

And bro you are so fucked financially. Sorry to tell you. There's no future for you in Spain and you're not gonna get a good job in the USA with that degree.

Best advice I can give is turn to trades immediately and hope you can pay the debt down that way.

The only advice he needs and more.

>70k debt
you're fucked. those degrees are worthless. I got a worthless polisci degree for 40k and thankfull was able to pay off my loans by living at home and working two jobs. it was so fucked up and not worth it at all.

this is the only viable answer. just ignore the debt and start a new life in spain. you're never gonna pay that off

I know its not a trendy thing to do because its real money, but buy gold if you want to keep your cash safe during turmoil and fight inflation.

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