Mortgage

>mortgage

Biggest scam ever. Don’t fall for the “Muh equity” meme. Do some calculations of how much you pay in interest over the course of a 5 year term vs the prices of real estate.

Pro-tip: you lose more money than you gain on the property appreciation. It’s a better idea to invest your down payment and get your yearly 12%.

Mortcucks will try and cope but they know us nomadchads are living life the way it was meant to be lived.

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>rent my properties, gentile

>just pay 4% to a real estate agent, property tax, land transfer tax, mortgage insurance, house insurance bro its equity bro

>dont worry about interest payments bro

>just pay 70% of your payments for interest bro it’s normal bro

you pay $900/month for a box 8 inches away from feral niggers

I pay $700/month for a house next to people with good credit
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you pay your landlord daddy's interest

I pay the bank who loaned me the money 2.875% interest
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in 15 years, you will have thrown away over $160,000 on rent, and wont see a dime when you move

in 15 years, if I sell, I'll get a fat check for over $200,000
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>Cope

the only cope here is that you pay more money for a smaller, shittier, box that is 8 inches away from actual IRL niggers whereas I pay less for more space, better neighbors, and that sweet sweet equity.

get DABBED ON rentcuck

What about taxes, insurances and repairs?

>taxes, insurances
included in monthly payment
>repairs
non-existent rentcuck cope

A/C units last decades and cost less than $500 to repair
water heaters last for literal decades and cost less than $1000 for new equipment AND install
roofs last for 50+ years

You are right about thinking of real estate as an investment.

If you aren't able to leverage your house or property in some sort of productive manner then you are just paying interest to live in a box.

Gardening and a vegetable garden is always a good investment.

>roofs last for 50+ years

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autistic musings of a debtslave. eventually the house is paid off and your only expenses will be property taxes, insurance, utilities, and minor upkeep. meanwhile your $2000/mo social security will be my cut in half after you hand over $1k/mo to a jewish landlord until the day you die.