Operating Expenses

How much do you normally spend a month on essentials? I'm at around $1000 through rent, utilities, gas, groceries, health insurance, and other miscellaneous normal stuff. People I talk to are always amazed that I can get by without making like $65,000/yr but my question is what the fuck are they spending all their money on if I'm fine??

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how much are you paying for rent?

$650

So you are spending 12000 and year and what are you grossing annually?

Usually around $15k

So you aren't really saving much?

Normies go out to eat and buy new clothes constantly.

Not a lot but I pretty much save every bit that I don't need to spend

It's been my experience that people cannot resist the bank jew
They are obsessed with the now, and trying to look like they have money to their peers
So they tank out loans for dumb shit like furniture. And eventually they get too far behind it all.

how the fuck do you make so little? is that your disability yearly income?

Do you have options other than renting?

I'm a musician, the rumors are true. I don't make a ton of money but I get to travel a lot for basically free and see cool shit and meet cool people [when the world is open] and I also run sound in a couple nice venues but you can't exactly do that 40 hours a week.

Unfortunately not at the moment. Building up my credit score and hoping to buy land and build a small house on it asap

I make 500/wk takehome and I can't find anyone to split some property with me. The fucking state of things

Are you still working? I'm getting over $700/wk with unemployment right now which feels insane especially if it keeps going for several more weeks. I'm going to get my yearly income in like 2 months

>i make $2,150 a month and can't find someone who wants to deal with my poorfaggotry for decades in the future
Wow, shocking. You're being out-earned by high school waitstaff you fucking bum.

I never stopped working, and I understand the stimulus and the unemployment on a micro level but there is no way this can sustain.. then what?

I have 10% as we speak but they would rather give homes to non white folks who put down 3.5 and don't work through a pandemic flu. You think I make less than waitstaff? Are you joking? And the reason my friends won't seize the opportunity of this market is because they are broke as fuck not me

You need to make more money and support yourself.

define that for me exactly user. do you rent your own little cuck shed?

It means you need to be able afford your own mortgage, you fucking retard.

why would I mortgage a house by myself you stupid chink? do you understand what the words long term investment mean?

because you're unnecessarily assuming a massive amount of risk by introducing an uncontrollable human element to your investment instead of either buying something you can afford or finding a way to generate more income (which would be piss easy considering you currently take home $26,000/y)

cannot believe i am babying you like this

I'm really not sure. Feels really silly getting so much cash thrown at me in such a short time; it's not like I have much to really spend it on and I don't really feel like going out into the world. I don't imagine I'm the only one so if we have lots of people sitting on more money than they usually get but no one can sell anything, it seems like certain prices will have to start falling

I make 35k before taxes. I said it was 500 takehome as in hand every week not, gross. I can afford 1.5 rooms. My friend who makes even more money than I do should be able to afford 1.5 rooms if he didn't budget like a poor. A third friend renting the extra room (500 a month) makes this not only doable but profitable in far less than 30 years. Your turn to show me how stupid your math is

>I can afford 1.5 rooms
Kid what does that even mean? A "room" is not a measurement of value.
Do yourself a favor and pick up a book on basic personal finance, and then read an intro to real estate investment afterwards.

how are you below $1000/month for food?
are you a farmer that raises his own food?

if you live in a city and are spending less than $1.5k you are eating too much garbage.

I live in a rural area and I cook most of my own food. Rice, beans, simple proteins and vegetables are really not that expensive if you don't mind cooking.

Okay memes aside how much can you put down on property right now? Because you honestly sound like a retard who thinks that people buy their first home in straight cash. You understand that mortgages are drawn up in contracts of 15 or 30y commonly right?

$1,000 a month in food is like $30/d. A pound of blade steak is like $4 at my grocery store. A burrito from chipotle is $10.

$30/d is fucking ridiculous for a single male.

I have a net worth of a little over $2,000,000 and $60,000 in my checking account right now.