why haven't you taken the DEBTMAXXX pill? want to own a house? easy. just apply for a mortgage. want a new car? you're qualified, just go to a $0 down, buy here pay here lot. need a new phone? finance it. student loans? just stop paying them and let them garnish your wages, they can't garnish >25%.
if you aren't living the DEBTMAXX lifestyle you aren't living.
>LEASED LUXURY CAR WITH NEGATIVE EQUITY TRADE IN >HOUSE 6X YOUR SALARY ON 40 YEAR ARM MORTGAGE >EAT OUT 7 NIGHTS A WEEK >ALL SUBSCRIPTION ENTERTAINMENT SERVICES >NEW IPHONE EVERY 6 MONTHS >8 CREDIT CARDS, ALL MAXXXED OUT >DEBIT TO INCOME RATIO >100% BUT STILL GETTING NEW LOANS >ALL DEBT COLLECTORS BLOCKED IN PHONE >STILL SCREEN EVERY CALL TO VOICEMAIL >NEVER ANSWER THE DOOR (CAN'T GET SERVED PAPERS) >ALL BANKS AND CREDITORS KNOW YOU BY NAME
This strategy only works for boomers. Gen-X and younger weren't allowed to be grandfathered in.
Angel Nguyen
it's simply a matter of showing up, speaking with the loan officer, looking him in the eye, giving him a firm handshake, and telling him that you want the loan.
Zachary Brown
This. Why are kids so lazy nowadays? It is literally this easy.
Eli Perry
You all have you own personal money printer and you refuse to use it
Bentley Brooks
About ~20k in debt at 25 i think im doing alright
Aiden Reyes
Thanks, I had no idea it was this easy to get a loan. I just assumed it would be impossible to catch a break from a central bank since even my unpaid internship required me to have a masters degree and show two years of bank statements and also buy my boomer manager lunch every Wednesday to prove I was financially capable/responsible.
William Price
Millennials are trying your plan but it's not working out so well. For example millennials owe $44,000 for college debt $28,000 state debt $169,000 federal debt
Plus credit cards loans from mommy etc.
And they blew it all and have nothing to show for it
Isaiah Cruz
just keep DEBTMAXXING and eventually you'll make it. here's a pro level technique: federal graduate school student loans are UNLIMITED. beg, borrow, and steal to get your undergrad degree then enroll in an online college for a masters degree. MAXX out those those student loans (they even pay you living expenses for graduate school!!!) while paying an indian to do your work. finish your degree? no problem! just enroll in another masters degree and keep collecting those $TUDENT LOAN checks. can't find an indian to do your school? also not a problem! you have a 6 month grace period after graduation, you can beg for forbearance, or you can just apply for income based repayment on your federal student loans and straight up tell the government you'll never pay them back beyond the minimum payments!
John Gray
>$28,000 state debt >$169,000 federal debt That's boomers
Colton Morales
I did. I took advantage of almost all of my balance of transfer orders to leverage my tax free savings account portfolio. I pay a flat 3 percent for 12 months. That's barely inflation. I'm leveraged at a factor of 6 approximately
Cameron Garcia
Balance of transfer promotions*
Lucas Mitchell
Are you paying your bills since rona? You shouldn't be. When your cell provider says >We're here for you, we won't cancel if you can't pay That's what you call free leverage. You will never have to pay that money back. Don't pay your bills, they'll survive.
Lmao fuck. Gonna do this and buy more SUTER. Fuck it all to hell. Masters in what though
Caleb Nguyen
Ill make at least this much staking Eth2.0 and Cardano
Jose Hughes
If you have a good credit score some credit card companies will offer balance of transfer promotions. They usually range from a flat 3% of what you ask with a 0% interest during a grace period. Usually 6 to 12 months. After the grace period you pay normal credit card rate (19 to 22%) but at that time you usually pay your debt or get a new one from another credit card company otherwise you get fucked with high interest and ruin your good goy points
Caleb Allen
I've already taken the debtpill, put $15k into crypto on a credit card before coinbase blocked it the jakes on them
based. DEBTMAXXXING is the last way to get ahead in this clown world.
Brandon Gray
A balance transfer takes the debt you owe on one credit card and moves it to another. The fee is usually 3-5% of the balance you're transferring. So if you want to transfer a 1k debt, the balance on the new account will be $1030. Importantly, you don't have to pay the $30 out of pocket to do this, it just gets tacked on to the total balance.
Often these are incentivized by extremely long 0% interest terms of 12 months or more (I've even seen some offers in the 21-24 mo range because of the crazy shit that's been going on). So you can max out your credit card, transfer it to a 0% card for no money upfront. You can continue transferring the balance to other cards you'll just pay another balance transfer fee each time. You can chain 0% offers between card providers this way once the 0% period runs out on one card. You pay as little towards the principle of the loan as possible and keep bouncing it between credit providers.
Jace Stewart
I maxed paypal credit to buy bitcoin off virwox, literally the best decision of my life.
With the economy falling apart and failing people with banks having more profit than ever, everyone should be doing this.
Camden Campbell
Masters in dick suck
Jayden Perez
This is a shitpost but like 70% of the country lives like this
Aiden Anderson
and the other 30% are unironically retards that haven't figured out that debt isn't real if you don't have debtors prisons.
Landon Wright
But I was sent a LETTER! They CALL me sometimes! The stress oh my god how will I handle the stress!
low credit score? no problem! just file bankruptcy and wait 7 years. or, better yet, find a creditor desperate enough to load you up with DEBT. they're out there, you just have to POUND DOORS, look loan officers in the eye, and give them a FIRM HANDSHAKE.
