How much are you guys putting into your roth IRA's?

Maybe donations to your landlord over the actual value of the apartment you rent.

I consider the money I spend on third world prostitutes to be donations

I pay $200 a month to bunch of Irish dudes who dress in all black, wear eyeliner and detonate bombs in London. It's my Goth IRA retirement plan.

If you ever gave your money to a charity you should unironically rope. Imagine being that fucking stupid. Id kill myself before I gave a dollar to a homeless person.

A typical Zig Forums posters monthly spending:

0$ rent because they live with their parents
0$ groceries because they live with their parents
0$ utilities because they live with their parents
0$ on internet because they live with their parents
0$ on health insurance because they live with their parents

their entire networth$ spent on uniswap shitcoins that trend to 0

This pie chart is truly horrible. I hope that's bait

>600 dollar donations
>Excellent with money
Pick one

Lmao wtf even is that

>they don't show the chunk taken out by taxes
cheeky cunts

>Not knowing about back door Roth IRA
Know how I know you’re poor?

>donations
>good with money

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10% of 75k plus the 9% match.

Max it out. Putting it all in crypto.

don't forget those are probably going to (((Susan G Komen))) and ((((((St Jude))))) where Jim Bergstein and the C-Suite are going to take their 70% cut, send 20% to their wagies, and then the last 10% to the beneficiaries as a party favor before they die

How?

Roth IRA has income limits as you mention. A regular IRA has income limits as it relates to tax deductions. For example, if I make 75k per year, I can deduct 6k off AGI assuming I put 6k into a regular IRA. If I made 750k per year, I’d still be allowed to put money into and IRA, I just can’t claim any deductions. If your income is too high for a Roth, then what you can do is put the money into an IRA, but do NOT buy any securities with it. Then you can rollover your IRA to a Roth IRA once per year. Highly recommend as Roth IRA can be passed on to family with no estate tax. Roth IRA is GOAT

The max. Plus maxing out my 401k and putting the rest into taxable investments.

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Yeah nah I mean how would I into crypto with money already in my Roth IRA

For anons who don’t know, you can gift your family or your girlfriend money and as long as they make that much in a year they can put it in a roth. They can make 12 grand, spend it all on food and netflix, and you give them 6k and they can put it in the roth. Get a milf, contribute to her roth, trade that shit and cash it after the 5 year wait

>Get a milf, contribute to her roth
I an foresee nothing which could go wrong here

max allowed

side note: I hate when these chats don't include savings amounts. savings ISS part of budgeting, I would like to see how much of his income is going towards which savings/ investment vehicles

lmao imagine putting money into an IRA and not LINK

>implying there's zero leveraged bets worth making in a Roth IRA
>implying paying taxes on link is smarter

>not knowing about the megabackdoor

So you have to open up a self-directed Roth IRA LLC. Look it up on google there is a company that can set this up for you for $1000 plus a yearly custodian fee. They set up a bank account in the name of the LLC for you. Then you apply as an institution to invest on coinbase, Gemini, or Binance US. Once you’re approved, you can trade as you normally would tax free. Best for holding with some swing trading. I wouldn’t trade shitcoins in my Roth.

I do I just can’t take advantage of it unfortunately.

>not buying LINK in your IRA
ngmi