>£100k deposit all saved up on my own
>£32k a year
>Can only borrow £143k from the bank which limits me to shit houses
How the fuck are people supposed to get nice houses on their own ? It’s impossible without a partner or being on a really high wage. I have a girlfriend but I don’t want to put that roastie’s name on the house in order to borrow more as women are liabilities. Fuck the banks.
Get a USDT loan from aave with your collateral and withdraw it
no need for banks anymore
Why not wait 2 more years and save more money?
help to buy?
Inherit your parents' house. That's how it was meant to be before the Jewish idea of kicking kids out at 18 was planted
Doesn’t that have to be leasehold or some shit ?
I’m the first one to see even moderate success sadly
House prices are constantly increasing and I’m losing money due to inflation.
Do you have a LISA? I have a help to buy isa but they replaced them with Lisas now, I think they're basically the same
Yeah I’ve got a Lisa you deposit 4k a year and they add 1k it’s better than HTB Isa because there’s no limit on property price and you can get more than a 3k bonus
Hol up what, I thought the limit was still £450k within London, £250k outside, you sure?
there is a limit because i said well can't i just do this will a million and the bank said no
Marriage. They make women work so we split the wages now.
My bad there is a limit it’s just 450 everywhere I think or a similar number
250 in Manchester where I live will buy you a shitbox which I why I moved to Lisa
House prices will crash in the UK
I’ve never getting married or mixing assets with anybody. I would rather murder suicide than get jewed out of my large deposit and half my house value.
Got my hopes up user. 450k anywhere is a sweet deal though, can get like five bedrooms up north
How do we know AAVE is legit? This sounds great, but I dont wanna get fucked. Whens the legitimacy threshold?
I was optimistic about this when corona first happened but then we basically turned into a communist state with furlough and mortgage holidays for everyone. Now the stamp duty holiday has dampened my hopes further.
poorfag with 6k saved up here.
When? Im looking to buy. A buyers market would be nice
Nigga they ain't crashing that low, save up
Can you explain further ? I thought you were shilling crypto shit until I saw
i mean with a mortgage obviously
In my pessimistic mind they won’t crash until the boomers die and sadly I can’t wait that long. But who knows maybe furlough ending will kickstart things.
I'm hoping in the next year, giving UK is going into recession and people default on mortgages
Defi, and AAVe specifically, allows you to take out loans against assets maybe just crypto, like a bank does, however, it is a new industry, so I'm wondering what an indicator of legitimacy is for this new industry
>mortgage holidays
How long do those last though?
Sounds solid I hope it comes to fruition. What is stopping people from just stealing the money though ? Does it tie into credit rating somehow ?
3 months initially then extended for a further 3. Comes to an end in October I think unless the government plans to steal more of my future tax money for people with shit jobs.
God I hate this country every day more and more
Can we talk about this a little more, is it for real? How does Aave determine how much you can withdraw?
I would also like to know this.