So. I am likely going to kill myself. Don't need anyone trying to disuade me, it's just the way it is. What I do need is help with estate planning for the pathetic wagecuck estate I am going to leave behind so the fuckers don't take absolutely all of it. Would love to leave some for my family... For their trouble... I would also like to do it minimizing the liability and stress on their end. I have a plan... Not sure it will work... Terrible with money... Part of the reason I got here.
Figure this is about the only place I can get this sort of advice/info, though.
Here's the damage: -35k in credit card debt. - 45k govt student loans - 5-10k physical assets I haven't already gifted - 12k bank accounts - 10k in 401(k) - 20k in crypto from way back that Ive just been trading around and I don't think anyone can link me to.
The plan: 1. Buy crypto to clean out that 12k in accounts and store in a physical wallet. 2. Send wallet to be held at secure third party location for a period of time (one year? Probate should be quick, as estate is $
9. Executor does their job, and fulfils their duty, Estate is calculated, not including coins 10. Family starts getting calls from debt collectors, they redirect them to the executor and if I am understanding: they should only be able to hound the executor per fed law. 11. Funeral costs subtracted 12. Family gets some of the pathetic remaining estate for family allowance. Buys cup of coffee. 13. Executor sells off all my remaining shit to pay back debt 14. 25k+ in debt gets eaten by credit cards, as there is no more estate to liquidate. 15. 45k student loans are forgiven 16. Estate is settled. 17. 3-4 months: brother is sent mail indicating that there may be something coming and not to tell anyone if it's not clear. 18. 1 year: first wallet arrives in the mail with instructions. 19. 1.5-2 year: second wallet arrives with instructions.
Managed to net my family something like 32k+ all told. Total cost to the creditors: $80k Could be worse... But can it work?
Jose Anderson
user... you do know Trump is going to forgive debts soon right?
Check twitter, people are already reporting 75k+ debts vanishing from their accounts. Don't kill urself retard.
Camden Foster
>Check twitter, people are already reporting 75k+ debts vanishing from their accounts. Source needed
Levi Hall
Twitter
John Scott
just declare bankruptcy
Austin King
You're a pussy dude. You're just going to scar and traumatize your family and loved ones and make their lives more miserable. Selfish.
Ian Fisher
twitter user, it's legit all over it
look up the USA debt clock, it's going backwards lol debt is legit being forgiven as we speak.
Blake Scott
Not really the solution to the problem I have. Money sucks, but that is not why I am on the next train out of this piece
Jason Ross
and if anyone tries to help this cunt plan this shit, burn in hell
Connor Bennett
Yeah. Granted. That has kept me going for some time now. But whether it's now or in 5 years it's gonna happen. sometimes you just have to rip the band-aid off. Besides: what better time to be greiving than now: a period when everyone else is grieving loved ones as well. I will just become a statistical casualty of larger and uncontrollable forces.
Michael Thompson
1. if ur not saved u will burn in hell for eternity
2. ur family will mourn you just as much, ur just piling on to their misery
why do u want to die user? give the reason(s)
Liam Torres
Don't do it user.
You were born naked with nothing. Everything you have from thereon is profit. Debt is just a number somewhere. Anything can happen. Don't throw it all away. You'll die regardless so you might as well ride it out.
Adam Perez
1. start taking 1g of KSM-66 ashwaganda every morning
2. tell a doctor that you want to try ketamine in a controlled environment for your suicidal ideations
do one or both to avoid fucking your family up something serious
Blake Miller
the ash should start working within a week, you should really feel the difference within a month. also if you havent done SSRIs yet, at least give them a shot. Very easy to get a script for them, pretty safe, helped me out a lot. I know you don't want to live right now, and you dont want to want to live right now, but you also care about your family, so you might as well try to want to live so you don't fuck their lives up.
David Butler
Lol at burning in hell. Well, if that's the way it goes down... so be it. I wager that particular ship has sailed a long time ago.
Not really what the thread is supposed to be about, though.
Let's say that it is just all the regular reasons that people want to kill themselves, and a few unique ones. The reasons I supply won't matter to you, and you know that. Suffice to say: I don't want to do it anymore. And I would like to bow out as unobtrusively as possible.
Daniel Collins
>I wager that particular ship has sailed a long time ago.
Nope.
John 6:37
All that the Father giveth me shall come to me; and him that cometh to me I will in no wise cast out.
Watch this video, if you do, I'll help you out with the topic of the thread for real.
Eli Lee
1) Let's discuss this. and also 2) life insurance 3) government not stealing your family's rightful money.
The government isn't that mafia to say "don't care give me your money to pay for HIS debt". You just need to give a really good excuse for the american government for where did you get that extra money or just learn to buy things privately.
In eastern Europe we have no problems with such bullshit, we don't even have to lie about a distant relative gifting it to us.
Lincoln Allen
Sounds like a lot of work, honestly. Plus, I never really liked the feeling of Ketamine straight up... I can't imagine doing it daily... I've gone through a good chunk of the SSRI cycle. Not gonna say none of them did anything... Just not anything I could live with.
Jeremiah Baker
You just do a very very large dose of ket once, not every day. They give it to you in an IV.
>Sounds like a lot of work, honestly.
Its not that much work, but it will require you to exert a little willpower. You owe it to your family to try those things first.
Jaxon Bell
The thing I am trying to avoid is having the coin included in the estate. It would be enough wealth for the debtors to take the 35k from the estate and leave my family with pretty much nothing... Or whatever the max is for family allotment that comes out before debtors can take from the estate. They aren't allowed to charge my family for my debts, but they can liquidate all my holdings until they come up with whatever I owe.
Juan Richardson
this is what trump cultists are reduced to. believing in magic. "trump will make my personally credit card debt disappear, i just have to sit back and believe"
Jaxson Miller
Definitely sounds like it. But hey: I'm not judging... Whatever you gotta believe to help keep you going, right?
Jaxson Flores
ACCEPT TRUMP AND BE SAVED REJECT TRUMP AND DIE LIKE A DOG
Jason Brooks
Watched the video. Interesting points. Don't know if I believe the theological basis to what he arguing. I can point to a multitude of places in the Bible that would contradict what he is saying (I won't, cause aintnobodygottimeforthat) but I could. So let's say that I do believe in Christ. Cool! So I won't go to hell for suicide. I am all about that death bead conversion angle. Once he knows me he knows me, so I'm either saved or not. Anyways. I watched the thingy though... Can you help me out now?
Parker Jenkins
Just declare bankruptcy and take a mega dose of shrooms. Either you will kill yourself on the trip or you will become enlightened enough to realize how fucking stupid you are to even think about killing yourself.
Eli Ward
Lol, while I love the idea, it has far too many x factors. Had my stomach pumped before and don't plan on repeating that particular exercise. When I do something: I do correctly.
Julian Murphy
Also: don't really feel like bankruptcy is going to solve much. For the record: I am not planning to kill myself because I am in debt... It does not help... But much of the reason I am in debt is because I am going to kill myself and I no longer give a shit. Its free money.
Nathan Reed
>next train out of this piece
>is at a train station where it's possible but unlikely to be content >will get on next train although it's impossible to tell what the next station will be like
Jaxon Sanchez
I mean: where is your sense of adventure, user?
Wyatt Johnson
>2. Send wallet to be held at secure third party location for a period of time (one year? Probate should be quick, as estate is $5. Write a will and leave the crypto the fuck out of it. What would stop the third party to bag the crypto?
