This man saved my life.
This man saved my life
his advice is common knowledge
>live frugally
>invest
COMMON SENSE is UNCOMMON these days squirt. Everything is going to SHIT because the kids are given PARTICIPATION TROPHIES and are too busy playing on their PHONES
I've lost a lot of gains listening to this man.
I get it debt is not necessarily good, but moving from a 30 year to a 15 year mortgage like he suggests dropped my available income to invest. I missed a lot of the Dec 2017 bullrun because of this.
and if my interest rate on my house is 3.5% why not take my extra cash and invest and earn 10% plus instead of using the extra cash to pay down the debt
Dave Ramsey is for retards that can't manage money. If you're not in massive debt, there's no reason to listen to him. That's nothing against him personally, but his target audience is double-digit IQ.
Okay...You need to make 100x what you make now, go get a better job
Why does he feel that he doesn't deserve to be happy?
he always sides with women overspending
christian simp
Yeah, I disagree with Ramsey on this.
Get the 30 year mortgage, make double payments.
If shit happens you can use your emergency fund to bail you out in the short term and go to regular payments on the mortgage until you've bailed yourself out and gotten your emergency fund stocked up.