I need 3.6 million to make it

>900k for a house
You are so stupid.

Only the bills, utilities, and hobbies/traveling are yearly expenditures. OP implies that 900k house, 100k car, and 100k tech are for the rest of his life.

Could you go from now until the rest of your life spending

The 4% rule is dead. It's more like 0.5% now.

Buy LINK
One million dollar per LINK eoy

why? expectations of rising inflation?

LINK might cut it for you
It's at least your best chance
Don't gamble with shitcoins, which could go to zero

If you look at the 10-year bond yield, it's at ~0.7%. The 4% rule was created in 1998 with the rate was ~8%. You wouldn't be able to keep up with inflation at a rate of 4%.

taxes on that home along will be something like 10 grand a year user. 20 grand for the remaining bills? you're dreaming.

You can do it with all in x2 7 times. It is not that hard if you think about it you just have to do a lot of research to not get fucked and also patience

Spend 900k on a house to still have neighbors.

Only white males want this so they can still be pedos for the neighborhood babysitter

>900k house
Waste of money. This is from an owner of a $200k house.
>100k for car
I'm a car guy so I understand, but it is still wasteful
>100k for miscellaneous items/gadgets
The fact that you don't even know what kinds of things you would buy tells me you are gonna waste alot of money
>30k for bills/utilities
Does that sound like a good idea to you?

Look, owning all of this shit is gonna send you down a spiral of depression that would be incomprehensible to you now. The task of maintaining and servicing all of this shit will wear on you quickly. You're just getting a big cage and a bunch of chains and shackles. You are gonna want to rope when you realize how much more all this shit costs to maintain and service. The less you own, the more free you will be, especially if you want to travel alot.

Forgot also, 2.5mil x 4.5% = $112,500 BEFORE TAX
Federal + state income tax will be around 35% x $112500= $73125 take home pay
Which means you can't afford your dream lifestyle. Consider it a blessing

It's unhealthy to be such a misanthrope, user. You should live amongst people you love.

Saw a video by the economist a while back about how more people have to rent now and can't afford to purchase homes and why that's a good thing. Seemed like a big blue pill but it's ringing true. I think it said that home owners end up spending more money over the long term on maintenance and taxes etc. than renters too. Would like to have a homestead and family myself but what you've said makes sense. Boomers get a lot of shit for hogging everything but do we really even want to live like boomers did/do?

Not to mention climate/waste production etc

this is the biggest failure of the American Dream.

Nobody will ever live like boomers do. Boomers was a major spike on our timeline that will never be hit again.

Boomers can't even fucken retire or sell their homes at the overvalued bullshit they want. So they stay in the jobs meant for the millennials. THUS HOLDING US ALL BACK.

Former NEET working a full time job for 3 months, can't keep doing this, have $5000, how do I escape this hell besides suicide

unironically, buy LSD

low supply design

There is no physical escape, only mental escape. You find ways to do a job with a minimum of effort, until the point where you can do it semi-unconsciously while daydreaming about other things that are not your present situation in the wagie cagie

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Just go all in Lition (no chance of spoonfeeding from me; DYOR in our generals why) and dont cry when you havent realized your goals even though someone gave you the right answer ITT

Anyone who lets their child be babysat by anyone has already fucked up.

>100k for a car
>100k for gadgets
nigger tier behavior
ngmi