* You can't rent a house where you want but you can buy it * Houses are an asset you can rent out * You can't start a stable family in a rented houses that lease might not be extended in * No woman is interested in a rent cuck who can't commit to anything * You will always pay a mortgage, the question is do you pay your landlords or your own? * Interest rates are at a record low, buying a house with 80-90% LTV is basically 5-8x leverage at 1% interest rate with protection from all world governments who never want the big working middle class to fail? * You can't live in a stock * Areas where people own are more socially stable because people care about their property and neighbourhood
> * No woman is interested in a rent cuck who can't commit to anything
Imagine buying a house just so a woman can steal it from you in the divorce a decade later lmao
Justin Stewart
you buy it together
Grayson Diaz
>together Kek
Jaxson Cox
>* Areas where people own are more socially stable because people care about their property and neighbourhood valid point. the most "livable+safe+friendly" areas also have the highest ownership. cucked millenials masturbate to the idea of living in consooomer cuck boxes walking distance to the craft beer bar, only to realize no one knows any of their neighbors names and you cant depend on a single person in your building for anything / they are all horrible people.
Leo Jenkins
Being a rentcuck lets you move anywhere on a moments notice. Kinda sucks being stuck in the same place in your early/mid 20’s when you buy at a young age
Aiden Reyes
you're not smart
Evan Myers
what? You get double the spending power then and half the risk
Wyatt Allen
>You can't live in a stock No, I can live anywhere. Because I didn't buy a fucking house
Mason Turner
>Being a rentcuck lets you move anywhere on a moments notice.
I see this argument a lot. I don't disagree with the content itself, but what stops you from buying a house then rent it out, and get extra income that can pay for a better rental at you new location? I did that with an apartment when I lived in Netherlands for a few years
Aiden Davis
moving from one nigger infested area to another is no way to live
Thomas Reyes
It took until 2012 for housing market prices to bottom out from the 2008 crash. Might consider buying in 2023. Until then renting is a good hedge against market conditions since housing prices are determined entirely by local wages. Also allows for mobility which is far more important. medium.com/@byrnehobart/the-30-year-mortgage-is-an-intrinsically-toxic-product-200c901746a
Carter Myers
check interest rates now vs then
also like i said, politicians wont let housing market fail again
Jason Parker
I might do this when I outgrow my townhouse but I hear being a landlord sucks ass
Jackson Turner
rentcucks just dont understand lol. it's ok, one day you'll look back on these decisions and think 'wow, a house in that area is really going for 7 figures', and itll be the home of one of us on here who told you back in 2020 to stop paying your landlords mortgage.
Adrian Morales
I fell for that one >had 1 house going into relationship >buy house together, 50% of deposit is my house, 40% my cash, 10% hers >saving for another - 90% mine money, she’s worried about how much I’m pumping into crypto “put more into the house fund instead” Cuck’d how did it get to this
Jackson Hall
Also still a rentcuck because we are priced out of this dogshit city lol
Jacob Howard
well....welcome to marriage. do you have kids at least?
Chase Baker
- houses are iliquid - large fees and transaction costs - stocks outperform housing by a wide margin
>you can't live in a stock that's like saying "you can't eat money"
Parker Bennett
>housing prices are determined by wages
No, rent in based on wages since you can’t borrow to pay rent. Cucks will just over leverage themselves to buy houses they can’t afford especially now with cratering interest rates so house prices are pretty decoupled from wages. Asset price inflation in the form of stonks also helps inflate house prices
Jaxson Reed
shelter is a necessary life expense. housing is a terrible investment unless you haven't figured out what central banks do.
thats why you use a management company and only rent out to rich chinese working in IT or something
Jonathan Carter
Interest rates are going to be zero for a few years, the Fed said so itself. There's time to wait. >politicians wont let housing market fail again And how are they going to do that? The housing market is propped up by local wages. 2020 has been peak instability of wages and there's nothing the government can do about it except turn communist. They need income from wages to overleverage themselves, and the more people that can overleverage themselves the higher housing prices go. See the Bay Area as an example.
Eli Davis
>>you can't live in a stock >that's like saying "you can't eat money"
no you can sell some stock and have food for a year. you can't just sell it and buy a house the same day
Oliver Thomas
Not married, no kids. Engaged tba
Cameron Gray
>40% my cash, 10% hers thats why you do 50/50 like I said. I am not saying throwing all money at some woman. hide the rest in LINK
Mason Perry
it also creates a bigger and bigger divide between rentcucks and house owners over time. because smaller houses generally has higher square meter cost, meaning you can sell a 100 sqm for a 250 sqm and use the profits as deposit
Jace Cruz
you can't just kick someone out of the house either, one month to prepare and even then, eviction isn't simple at all, and you don't want someone squatting at your house mad at you, or you might find cement in your plumbing.
Thomas Rogers
only get married if you both agree 100% that having kids is the goal. marriage IS and has always been a kid contract. don't let them mindfuck you into thinking otherwise.
getting married with 0 kids is literally the worst of all possible worlds. you take all risk and get to fuck the same pussy you've fucked 10000 times before of an aging and increasingly moody older woman who's family you must host and entertain. literally better to be a bachelor and take chances with random waitresses and only get laid once a year than do that for 40 years.
Grayson Edwards
You're ignoring opportunity cost and assuming they're not investing anywhere else. Sure, if someone is going to have shit fiscal discipline and not invest their money, buying a house is better than nothing as pic shows, because it's at least something.
But you're mistaking leverage for genius.
Chase Davis
imagine not getting a prenup
Joseph Walker
>There's time to wait. maybe yes, but you need to take in to account the eventual price increase too. just like this stuff with theta on options
Samuel Sullivan
>And how are they going to do that?
Like they did now
* stop payments until crisis is over, cover by state * remove eviction laws * add state backed loans to cover the difference * remove requirements for loans
