Sell all your cryptocurrencies, pay off your debs and start buying some nice, high quality and safe mutual funds

Sell all your cryptocurrencies, pay off your debs and start buying some nice, high quality and safe mutual funds.

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your mom is a mutual fund

he is the eternal boomer

Fuck off Dave. You're more interested in selling me a debt consulting service and your how-to, self-help books than help your fellow American,

but user
he wrote and sold those books just to help the american 'people'
don't you see?

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sell courses and books for a couple of millions

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he used to be a loan shark just look at those eyes...

This is un ironically good advice

Then what the fuck are you doing on Zig Forums, user?

Also, keep a six month emergency fund, and try to fully max out your employer 401k

but i have no debts dave, i paid them off with my 2017 gains

board is called Business & Finance not Cryptocurrencies

I occasionally invest in shitcoins as part of a diversified investment strategy.

He endorses actively managed mutual funds that "make 12% per year."

I'll make sure to buy into high TER mutual funds that beat the index

You're doing Ramsey-ISH! STICK TO THE DAG GUM PLAN!

He has never once given any advice on how to earn more income. Grant Cardone is the epitome of a sleazy scam artist "Instagram baller", but he had some great points about Ramsey.

Good advice for dumb people tho.

Bump.

What would he think about VRA and other zoomer coins?

An S&P 500 Index Fund returns more than the loaded funds he recommends.

Good financial advice on Zig Forums?
Is there finally hope for this board?

The ultimate boomer, never leverage, get rich by saving, safe investments that get outpaced by inflation

Investing into mutual funds is not a good financial advice.
You're supposed to buy non-specialized Vanguard ETFs with as low expense ratio as possible so you don't get raped by fund manager salary costs.

Fair enough.
I was thinking of mutual funds as index funds (and not actively managed funds, which have higher fees).

I can't pay off my debs, the first Deborah took all the money.

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So that's why he always says he's "better than he deserves."

Woodrow Wilson was a much bigger traitor.

What would be a good one to hold on to

VNQI - ETF for REITs excluding US (which is good because US REITs are overpriced as fuck - don't buy VNQ, buy VNQI)
VIG - dividend appreciation ETF for US stocks
VIGI - same as above, but international
VYM - high yield dividends for US stocks
VYMI - same as above, but international

VIGI and VYMI have relatively high expense ratio compared to other Vanguard offerings, but they are still very cheap compared to market average. Personally I would put 20% in each ETF I mentioned - that would give you the safety of both great diversification and cash flow coming from dividends. You also would need to be mentally prepared for crypto-tier stonk crash of around -66%, because the Buffett Indicator is at all time high.
And of course as always - DYOR. Don't buy stuff just because some user on Zig Forums told you so.

I would rather get exit scammed by poor pajeets than billionnaire jews. No thx.

Hahaha fuck I just bought vnq the other day. Please excuse my lack of experience.
Thank you very much for this list and explanations.