Buying vs renting

>renting and buying are both the same
>the real redpill is being homeless

>i don't pay for maintenance and taxes my landlord does that!
where does the landlord get that money from?
>uhhhhhhh....

>Paying a flat fee for all maintenance instead of having to pay for every repair which can go way above your line or not, your gamble

UUHHHHHHHHHHHH.........

>Bank gets it back because 10% of mortgage remains outstanding
Maybe if they had no one to claim the estate, or if the person who had rights on the estate was a complete mongoloid.

The true redpill is living on a cruiseship like Super Mario. Or RVing it.

>there are people who unironically come to this board to debate renting vs buying a fucking home
get a fucking life faggots

>not understanding that estimated repairs are baked into your rent and are therefore amortized for the duration of your tenancy
UHHHHHHHHHHHHHHHHHHHH HELP I'M A DUMB NIGGERBRAIN UHHHHHHHHHH

Buying a House
>pretty much tied down to one spot for the foreseeable future
>constantly terrified of losing your job because mortgage is basically the Sword of Damacles hanging over your head at all times
>take less risks in life and career because "gotta pay muh mortgage"
>totally screwed if trashy people move in next door or even up the street
>spend Monday - Friday slaving away for Mr. Goldstein so you can pay off a house
>wake up 67 one day, life is basically over, but at least you own a place to put all your shit
>except you still pay property taxes, and if you don't they government takes it away because it was never really yours

Home ownership is for chumps.

>Being so cucked you think can outjew the Jew

UHHHHHHHHHHHH!!!!!!!!

You're aware that you can sell a home that has a mortgage, correct?

You are aware that it's a slow, pain in the ass process and incredibly expensive, right?

The child is right
When comparing the dimensions of the liquid in the two containers in the last panel, there's no way that extra liquid wasn't added to the taller container at some point during the second panel

>>constantly terrified of losing your job because mortgage is basically the Sword of Damacles hanging over your head at all times
yes as opposed to renting where you are guaranteed indefinite housing regardless of whether or not you can pay.

>Buying a House
>pretty much tied down to one spot for the foreseeable future
False but why would you buy a house if you didn't have a good career that was going to tie you down to one spot for the foreseeable future?
>constantly terrified of losing your job because mortgage is basically the Sword of Damacles hanging over your head at all times
No different from renting. The difference is if I had to sell the house I get this thing called equity. What do you get if you can't pay your rent?
>take less risks in life and career because "gotta pay muh mortgage"
No?
>totally screwed if trashy people move in next door or even up the street
Don't buy in neighborhoods where trashy people can move in.
>spend Monday - Friday slaving away for Mr. Goldstein so you can pay off a house
Spend Monday-Friday slaving away for Mr Goldstein so he can pay off a house.
>wake up 67 one day, life is basically over, but at least you own a place to put all your shit
Get your rent raised every year despite literally nothing changing. Also playing phonetag anytime something breaks because the jew landlord knows air conditioning isn't a required utility.
>except you still pay property taxes, and if you don't they government takes it away because it was never really yours
Sell home, get full value. Or, end lease and get jewed out of security deposit that sat in a shitty escrow account because there's a scuff mark on the door.

you can see in the second panel, there is more liquid being hidden behind the hand holding the glass

most people are bad at accounting.
If you rent from an individual who has the mortgage they most likely haven't taken into account all the costs.

if you rent from a sophisticated person or company, they typically already own the building and aren't servicing debt. Any consistent cash flow over maintence costs is a win.

also the cost of home ownership isn't uniform. you may get hit with a 5k In maintence year. the real estate market where you live may dry up, etc

buying is cheaper when:
- you know you want to live there for 10+ years
- you have a lot of cash for a down payment
- you do your own maintence
- you get a good price when you buy. price matters way more than micro optimizing interest rates

Worst case scenario with an apartment is you get kicked out. You have no large debt attached to you.

>I get this thing called equity.

user go add up how much Interest you are going to pay on your 30 year mortgage. (hint more than 100k or with rates so low the price was just inflated)

you arent ahead on any equity until you have paid that much in interest, equivalnce to 10 years of renting.

one thing renters typically fail to understand, is that they're still paying a mortgage. it just isn't theirs.

Oh God I'm not indebted to the bank, whatever will I do????

Don't forget about reverse mortgages!

>pours water into cylinder, but you keep 70-90% of it
>pours water into some jew or chinks pocket, with 0% of it remaining to you

Wowzers but he bought a $300 fridge once in 9 years from some beaner thief, what a bargain

>happens to 90% of home buyers

Yup just go look at public records for any house on the market. Most homes for sale in my area have 20% or less equity in them. This is because the vast majority of people:

1. Keep cash-out-refinancing their equity as the home price appreciates, then spending it on dumb shit.
2. Spend 10-15 years making a dent in the mortgage on a starter home, then take what equity they've built and use that for 20% down on a McMansion, resetting their payment clock to 30 years.

G