Zig Forums will defend this

Zig Forums will defend this.

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sign dumb contracts, pay the jew.

That's a man

Ouch, didnt she learn how interest worked in school?

Lmao literal retards dont check interest rates.

Maybe think twice next time

This
I never went into debt, not even for a mortgage
Not even once in my life

because they're pea-brained cucks who claim to hate J00 trickery until it's done to someone else.

How did she graduate college without understanding simple mathematics?

Probably didn’t have to pay a cent while enrolled but the interest kept accuring. Read the contract before you sign. Nobody’s fault but your own

lmao, I'm stealing this.

shouldn't have been black duh

>learn
bruh she brown

checked

is that even possible lol how is this not a troll

>I drove drunk and crashed my car WHY DID YOU MAKE ME DO THIS

Go max out a credit card and pay minimum monthly payments for 10 years...

"I'VE BEEN PAYING OFF MY $10K IN CREDIT CARD DEBT FOR 10 YEARS AND NOW I OWE $25K, WHY THE WHITE PEOPLE DO THIS TO ME?!"

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There’s no way an interest rate can be that bad, I call larp. Unless she’s taken like 20 years to pay it off

This is why I defaulted on my cards, rather just wait 7 years for it to drop off than keep paying the jew endless interest i'll never catch up to.

>I took out a loan without understanding how to manage my debt
The fact that you think we're gonna defend jews for taking advantage of retards exposes you for what you are, a poor

American education through and through

The fact that you will all defend this while full well knowing this type of contract should be illegal is all the proof I need to know how jewish this board is. Are we assuming idiots will know consequences? Should we not protect dipshits?

>build credit for 4 years during college
>take out as many cards as possible
>max them all our buying gold
>sell gold for cash, use it to pay off student loans
>declare bankruptcy
Tell me why this wouldn't work

That’s antisemitic.

REPORTED

this but buy monero and then just move away

Move to south america and fuck hot lady boys

south america has them too? i thought it was an asian thing

I truly believe that when lending crosses over into usury is when the borrower has paid off the original principal perhaps many times over but still has a huge balance

Obviously in the OP image this is not the case as she hasn't even paid off the principal amount and she just either couldn't save or couldn't do math right when she took on the loan

However I think loans should also be agreed upon like investments, taking into account the time value of money
If the lender gets their money in the timeframe agreed upon, then a small amount of interest is paid, (as it goes now) and if they don't get their money in the timeframe agreed upon then they get to take more from the borrower in the form of interest for the borrower having forcibly opportunity cost'd their money away
However, I think loans should come with an eventual "balance cap", or an amount of money that the lender will be satisfied with receiving, basically no matter the timeline
Minimum payments could prevent people from simply not paying anything and then going bankrupt when it comes time to pay the $60,000 you owe on your $12,000 loan 50 years from now

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How much fuckery will happen because of smartcontracts?

Durrrrr i went to school but didn’t have money to

>tfw $70k in the hole due to student loans
>at 0% APR
Socialism wins again!

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I paid my student loans off. $180k in exactly 24 months.

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Desu. always read what the contract says, if you dont understand what it means research before signing it.

good goy

I will defend it, as she took out $19k in additional loans after graduation.

how the fuck are you retards getting so much debt from college??????

It's worth taking a mortgage even if you can pay in full with cash. You can easily beat mortgage rates with passive income.

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Pharmacy school is expensive. And totally worth it for the amount of money I'm making now.