Do you have a Roth IRA? Why or why not?

Do you have a Roth IRA? Why or why not?

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yes. company match

Yes because I'm not retarded. Tax free gains for life

No. I make too much money to qualify and I don't want to bother with the backdoor bullshit. I contribute the max to my 401k though.

This

Yes because you can withdraw contributions at any time tax free or up to $10k in earnings to buy a first home

I should, but first I have to figure out what the fuck is going on with my 401k because I think that the people managing it may have defrauded both me and everyone else working for my company at the time.

No
I plan to retire at age 38, live off personal savings until age 65, and then live off my state job's pension until death.

I've got 2

1st one is through my company retirement program. I put in 10% of my check every week and my company matches 4%

2nd one is through Etrade and I just put money in whenever I can and buy stocks that are going to be around a long time (TSLA, AAPL, T, IBM, BA, etc)

Other than that the rest of my investments are crypto. My Roths are just for my to forget about. Hopefully I'll be able to retire long before I need to use that money.

Yes, because I wanted to diversify tax treatments vis my non-Roth 401k.

Also it allowed me to earn ridiculous options trading gains tax free.