>1 br apartment
>$1250/month
unironically how the fuck does anyone making under $70k a year afford this shit?
>$5800/month gross
>-$1300 tax ($1100 fed tax, $200 state/local)
>-$160 health/dental insurance
>- $580 401k contribution
>-$200 car payment
>-$200 car gas/insurance/upkeep/registration
>-$250 groceries
>-$150 phone/internet
>-$400 student loans
>-$1250 rent
>-$70 electric/other utilities
$1240 to savings
what am i doing wrong?
Stop living in muttistan. I live like a king with 5k/month in europe.
Living in a city when you don't have the wealth to do it.
You need to have enough to:
Yes, afford the rent
But you also need to outprice niggers completely and totally.
That's, at absolute minimum, 2-3k depending on the city.
And you'd really only want rent to be ~20%ish of your total monthly income
Also:
>-$1300 tax ($1100 fed tax, $200 state/local)
HAHAAAA move out of the blue shitholes user.
Stop living near pavement monkeys. It makes everything worse.
Rich parents.
>Living in a city when you don't have the wealth to do it.
i live 40 minutes from (((the city.))) i increased my search to 90 minutes since i might be able to go remote 3-4 days a week once this chink hoax virus is finished, and it's still $1100-1200 a fucking month. absolutely absurd.
>have job in city
>can live in city and pay such high rent that you barely have any money left over
>can live in suburbs and spend a majority of your life sitting in a car driving
why the fuck can't employers just provide a bedroom in their office that all the lonely virgins can live at? I literally just need a bed and a small desk.
make more money with a side hustle
invest
Most people just straight up don't have health/dental insurance, and do minimum payments on student loans, or buy used cars, used cars are always way cheaper overall if you know how to inspect vehicles.
>car payment
You could have bought a used car outright instead of financing.
>phone / internet
I don't know why you pay so much. I can get fiber 300Mbps for $45 per month and $10 per month pre-paid phone thru red pocket.
it's absolute hell on earth. at times i think i would be better served rotting away in my hometown making $15/hour in a factory or slaughterhouse. at least i wouldn't have the displeasure of having niggers and pillheads doing home invasions and carjackings every month. fucking hell i cannot wait for god to strike down this modern day gomorrah with fire and brimstone.