Why is no one doing this?

that’s only in movies or if you borrow from gangs and proper criminals (not white collar criminals)

It's really only viable if you don't care about your credit score (getting a mortgage in the future) and you have zero assets that can be collected (including things like car, computer, tv etc.) and no (publicly known) income/ social benefits. Remember, you will have to pay for court expenses if (when) you lose.

At least that's how it is in my country. MAYBE you'd be able to get away with doing it for like $4k but if we're talking tens of thousands then they won't just forget about and let you pay $3/ month. And from what I've heard, it's harder to get away with shit like this in America because of all the poor/ desperate people you guys have.

>he doesn't know about debt collector agencies

They're called niggers.

It only affects your credit score in the NEAR future. Just don't admit your debt for 7 years and you're in the green.
Just change your phone number, they give up eventually.

Fucking based.

And give up your social media presence. And move to another state.

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>having a social media presence

Some of us DO have friends you know...