I'm from the US. 18 y/o. I want a laptop for my next college semester, and I don't know how to finance this one that is what I need.
I have a debit card in BofA if that matters.
I'm really ignorant in finances and stuff. I would like to learn more, but I don't know where to start.
buy a used laptop online retard
I would do that, but the thing is that if I want to finance something, it is to own it already from the start, and to literally build credit and stuff, and because I want to have a default PC. But thanks!
go apply for a credit card
I would give you a referral link but I don't want to dox myself
What are you even going to use it for that you need to pay $1500?
You're going to be poor your entire life
I swear I'm legit, lmao.
And I actually made an appointment with the bank to ask information about it.
Mostly coding and 3D modelling, plus a lot of Photoshop and Sony Vegas.
What the fuck are you going to run locally on the computer since you need to pay fucking 1500 dollars for it. Buy a chromebook and do your homework kid. If you need computation resources for a CS degree I heavily encourage you to get an aws account instead. In ANY other major a chromebook or a cheap regular laptop will be more than fine.
If you are adamant about buying it with money that you DONT have. Then sorry kid, you are not ever going to make it in this life. Wageslaving is whats waiting for you
Buy a used thinkpad for 400$, don't go into debt for a fancy computer that is way more than you need for school. If you want to build credit get a student credit card and buy groceries with it.
are you white?
if you know someone in the military they have plans where you buy a laptop from PX/CANEX and they pay like 50/month for 24 months to pay off at 0% interest.
NEC is deflationary if that matters? According to econ 101, deflationary assets increase in purchasing power over time, inflationary assets do not. I hope this is guidance for you
just get an Acer Chromebook 314. It won't play games or install a lot of programs but it's good enough for school shit.
do dell financing
not gonna make it
This is going to put you down the path of being a poorfag consoomer forever. I know people like you but 20 years older. They get their monthly paycheque then immediately rent, bills, car finance, holiday finance, phone contact, credit card interest, loan repayments, etc all gets deducted and they're lucky if they have a few hundred to see them through the month for necessities. Usually they're into overdraft by end of the month or hitting people up to lend them cash.
Guys, OP here. Thank you so much for your dose of reality.
You're right. Financing something expensive is quite a sacrifice that I know I will regret. I'm very young and unexperienced, and I'm sorry I acted quite dumb.
Thank you all. I guess I can save a couple of $200 and buy myself a Chromebook. I mean, I don't know. I shouldn't put myself on those risky situations.
No one can advise you best, nor we know anything of your situation.
Not everyone deserves respect either, you don't owe anyone anything
Buy 1499 worth of XRP and tell college to go fuck itself
This
this
omgi want a laptop 1500 dollars gimme gimme ovedrpriced garbage laptop
literally build a 400 dollar pc and get a used netbook or tablet. you fucking child. you are STUPID
Either buy a cheap refurbished laptop or get the 1500 USD and buy a brand new M1 Apple (the only device, where the expense gives you appropriate performance right now).
Get a deskmini a300 with a 3400g processor should be enough for your needs, small as a powersupply all u need is a portable display
>I'm very young and unexperienced, and I'm sorry I acted quite dumb.
You know we're all mean as fuck and call others niggers here, right? This isn't reddit, you don't have to be sorry.
At the end of the day, it's your decision.
While I don't know much about chrome books, you want something that will last you through college and beyond. My MacBook lasted me 7 years through college and after.
So my advice would be to not spend lots of money on something you don't need, but don't cheap out and have to spend more money in the end. Gotta find that perfect middle ground.
fwiw, apple offers refurbished models and financing (if you can swing it).
Good luck in college, user. Have fun, but do what you need to do to build a good life.
By the way, OP, if you just buy a $400 computer now and then in a years time you sell it for $200 and buy another $400 computer you'll actually have a better laptop for the rest of college than if you bought a $2000 dollar one now. Low to mid range is always the best bang for your buck with silicon.
Just get a Thinkpad
BofA deez nuts
lmao I love this board
Get a Thinkpad instead.
Good luck with your life user it doesn't get easier
stop consooming uselessly
If this is the case, just buy the new Apple mini or whatever and $100 monitor. Cost you $800 plus tax.
What a moron.
Take this to /g/
Theres plenty of information on the subject in their sticky
I wouldn't finance something you can buy outright
Your idea wont do dick for your credit score