How do I stop being a pussy and go for it? I've talked to my wife about wanting to take riskier investments...

How do I stop being a pussy and go for it? I've talked to my wife about wanting to take riskier investments, but she is nervous as hell about spending what is - ostensibly - "our money." Such as, my half of our savings towards a property and money for our future kids. I want to tell her to fuck off and it's mine to do what I want with, but I do agree in principle that this kind of shit isn't worth a.) risking; and b.) arguing over, since we both have the same goals for our future together. What do I do bros

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How much are we talking about?

You should already have property on a 15 year mortgage and be maxing out your tax deferred 401k's and roths into index funds before making riskier moves. This may not be what you want to hear but it is the truth. So unless you are stocking away ~32k per year in tax deffered mutual funds, your wife's instincts are correct.

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certainly don't buy this overpriced pos from modern house. crystal palace is nice but this house doesnt even have a proper garden. and stop being a pussy and telling your wife about YOUR money which is none of her business

Also, what is your annual income? Alone and combined?

Get your t-levels checked. You sound like a complete faggot

Honestly not much at all. ~£3k, yet enough to make her feel anxious. Feels like I could 10x that though with some of the shit I see here every day.

Shit, maybe you're right. I'm maxing out everything I can right now - matched pension contributions, help-to-buy ISA (25% towards a property on a max of £12k savings) and standard index/mutual funds, but fuck man I want to get the ball rolling quicker. Income is £11k for me and £31k for her. Embarrassing but I was a drug addicted, debtor retard before, and I'm finally about to finish my master's degree and enter a real job at £35k starting next year.

Their interiors can be sweet but fuck buying in London. For real where are the gardens

>stop being a pussy and telling your wife about YOUR money which is none of her business
If quite literally is though as soon as she gets pregnant. I have a responsibility to raise a child and put a roof over its head that doesn't actually belong to some kike at Natwest

ask her boyfriend

Sounds like you would quicker lose the 3k than make 10x. Instead, focus your risk taking IRL, such as going after higher paid jobs, learning how to compete as a sociopath, and learning how to dominate your wife instead of asking for permission to act. She would become more attracted to you in the process.

Because you're poor and not the breadwinner I would recommend to actually listen to your wife.

>Asking a woman anything, ever.
Ngmi.

Sorry bro your wife is busy with Tyrone ;)

Low initial risk but here is what you do. Sacrifices must be made. Either you or your wife take out multiple life insurance policies on the other person. Wait a few months then whoever you guys decide to take the fall will have an unfortunate "accident" driving home at night. Then all in link. You (or her) and the kids will be set for life. Just be careful bringing this up with her, she might decline but you will have planted the seed. A woman's preferred method of killing someone close is poisoning and if she's not strapped for time it's micro doses for 10+ years. Police and doctors rarely catch on unless its the third husband that dies the same way. So, if your health starts slowly declining after telling her this you might just have to cut her brakes first.

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>~£3k
mfw I put in £7k into link, 3k into RSR and my gf has no idea. Still have about 20k sitting in the bank.

I forget how much even £1,000 is to some of you britbongs

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Ha had the same idea. Then thought I have the main trading accounts in my name, and checking accounts in OUR names. So I just went and spent OUR money, and she couldn’t do shit about it. Gave her extra attention lately, and haven’t heard a word about it.

>is apprehensive about risking 3k
>mfw I just dropped $18k on a meme coin I only learned about on a Peruvian pan flute forum
do poorfags even

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This

>~£3k
Are you fucking serious?

>Feels like I could 10x that though with some of the shit I see here every day
Judging from this alone, I'm pretty sure you're not the brightest bulb in the chandelier. You will lose that money to some pajeet scams on biz as soon as you start 'trading' that money.

>Embarrassing but I was a drug addicted, debtor retard before
Yup. I don't need to say more. Listen to your wife. Just wagecuck and invest your spare money into safer investments in the regulated markets. That's what you'd do if you're really doing it for your family, instead of following your ego.

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For every 10x shit you see there’s a bag holder in the -10x

They don’t post tho because they either killed themselves or are too ashamed

I should add that everything OP is currently doing is quite risky
>Max out retirement account
Can't touch it until you become a boomer. Anything can happen in that time: financial resets, pension fund insolvencies, secular bear markets (see Russia, Argentina, Mexico, etc.)
>Get a 15 year mortgage
Buying at the absolute top such that your property loses value over the next 30 years (see Japan).
>Keeping money saved in a bank
Bank bail-ins (see Cyprus, Spain / Italy 2017, the UK by 2022), capital controls (see Argentina, Lebanon 2020) currency devaluation (literally every nation).

What is perceived as risk-averse these days has actually never been riskier.

I've got -5K on my credit card, -3K on another. sitting on £120k in link and cashed out a shit load at $4 for a house deposit in which I rent out both room and pay the minimum on my mortgage. Use leverage to your advantage anons, don't be a bitch and pay the bank like a good little wagie.

I'll be financially free within two years and in that time I'll be finding other sources of passive income so I can keep scaling.

>the UK by 2022.
How would this effect the economy apart from inflation user?

You're broke and poor. Listen to your wife. She's clearly more intelligent than you. Be content with your upper lower class lifestyle

brah I made the same mistake of talking to my wife about my career moves.
Never take advice from your wife. Women are not risk prone.
You gotta do what you gotta do

Am I really that poor? What the fuck? I'm doing leagues better than I was before after pulling myself out of the literal gutter. I still have friends with negative networths. I didn't think £3k in savings was that bad for a 25-year-old

if you have below $800k networth you're poor.
>$800k you're middle class


The people you know are in poverty

the advice of women in matters of finance is worthless
you are a fool for consulting your wife about what to do with your own money

Just don't invest more than you can afford to lose and research your investments well

Yeah, you're poor.
t. 25 year old with zero debt and $115k net worth from a lower middle class family

> talking to wife

ngmi user

I like your way of thinking. What is your portfolio like?

what kind of skewed fucking worldview is this. where do you both live

Canada. I also spent $64k on university tuition and paid it off within 6 months of graduation.

You're clearly completely clueless about trading if you think you can "10x" with barely any knowledge. If you're so confident about it, then try to work with 300£, see if you can get to 3k. You probably won't though. The more I read and learn about trading, the more I'm realizing there's a necessary mindset, a lot of knowledge and good discipline to go anywhere, just like with any skill.
If you're not committed, you'll just lose money, or at best have your investment stagnate.
Get a good paying job and then start gambling, you degen. You're just excited because you feel like anything is possible but this euphoria won't last, so get your shit together instead of dreaming of EZ money.
Also fuck brits

I forgot the whole picture but TLDR is
>Bank bail-ins work by using the banks' own capital (includes customer-cucks' deposits) to maintain solvency.
>BoE doesn't want to use UK taxpayer money to bail out banks anymore, so they will have to bail-in by 2022 to get through the next crisis.
>Bank solvency is more important than customer-cuck deposit security because the UK financial sector has to remain attractive to foreign investors.

uk.reuters.com/article/uk-britain-boe-idUKKCN1C70Y9
>Bail-ins will end "too big to fail" banks at the expense of reduced GDP, forever.