Ausfag here.
27
$150k kangaroo bucks saved
I want to get a house asap. Prices predicted to go crazy next year.
Problem: I have income, but no job. If I get a job, I lose my other income which is probably better than what I could earn atm. Long story.
Bank won't loan money unless I have a job.
IS there a way I can still get a mortgage by getting one of my parents involved as garuntor or something?
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Where are you planning on buying?
Buying a house in Sydney with only a 150k principal, you'll just be a debt slave for life.
Not in a capital city. North Queensland. Some houses are under 200k in here shit areas, 400k in decent areas.
Why not just turn your source of income into a business entity and employ yourself?
But next year they reckon that will be 450k. I need to get in now.
Can my mother or father be a garuntor for the loan if I am unemployed?
Its not that kind of income.
I dont care what you're doing, if you can't launder it then you can't pass it off as legitimate income. either figure out a way to make it legitimate or get an actual job
Just call your bank faggot
If you have any kind of income, explain it to them and see what they say
house price to trillion dollars. lol
Why not just invest 150k..... if you know what you’re doing that’s very easy to turn into several mil......
>can't spell guarantor
>probably a dealer
>Sydney
checks out
Im the kind of person who would lose it. The only thing that has ever worked for me in life is slow and cautious planning. I have to secure a living space then slowly pay it off like a good systempig.
Stock market investing is for winners and I'm not a winner.
>whatever faggot
>not a dealer, drugs are not in my life at all
>I literally said Im not in Sydney
you are getting the cenno arent you
You can try a loan shark. Use your kneecaps as collateral.
How do you have income?
If you have shares or some of passive income that's easy.
If you're a drug dealer you gonna have to come up with most of the money no bank will loan you any significant amount without an income?
You doing the cashies declare it cunt otherwise no shekels from mr goldstein
buy a sprinter van, live in it, and start a business
>garuntor
You ain't ready kiddo
So you're on jobseeker but want a mortgage? Property obsession in this country is a disease
Talk to the bank not 4channel
I'm sure as long as you can prove stable income regardless. You could always create your own abn?
Have you got bills and shit in your name? You need to take into account a good credit rating, they need to know you can pay shit back.
I can smell your fomo from burgerland, you're going to get fucked
Also, I think if you get your parents on the mortgage, doesn't that mean you could potentially void your chances at first home buyer stuff?
I'll give you some advice that you'll ignore, because you read like a very low IQ faggot
1) if our dodgy banks won't give you a loan you definitely should not be buying
2) you have no income you shouldn't be buying
3) you should never buy an asset on Capitol growth speculation, if the rent won't cover the mortgage and it's not going to be your place of residence you will get wrecked
4) Australia is walking in pre 2008 Ireland's footsteps your retarded fucking post is evidence of this, do the first intelligent decision in your life and don't fucking buy, get a job instead
Doesn’t the bank go by your income not your job? Buy a modest house with $80k down.
This. Start something that washes your shit roo
Is this considered a "mcmansion"?
Looks like a step up from one.
I really want that house. The price keeps going up. It was selling for less than 2.5 last time I looked at it.
Op you are the reason our housing market is fucked. You and the chinks. Just rent you faggot and leave the property game to gentleman such as myself.
if you have 150k in liquid capital I suggest you buy eth/btc/link and buy a house outright after the coming bullrun. How much of your capital you want to spend is up to you but as you have an income that's off the books and prefer it you might find speculation a better way to make gains.
Pay your taxes too goyim
what’s your plan to build wealth once you put that 150k into a home that generates no income and you’ll forever struggle to get a bank loan with declarable income issues user? Do you have a plan or you simply want a house no matter what
Opening a laundromat is a classic! You can get some vending machines and chill there in the office too.
North Queensland .. yikes so ops fomoing into these figures, cairns being the capital city of nq. Trashy inbred shithole