Wagie Wojack

Just move out at 24 and get a 40 year mortgage bro!
Just work 8 hours a day everyday for 50 years to pay off your mortgage bro!
Well done bro! you have a comfy office job and a contract with a bank! you made it! Just work for 60 years bro!

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>just be a NEET bro
>just live in mommys basement bro
>just refuse to grow up and live broke all your live bro

How fucking bad with money are you?
I moved out at 18, barely graduated highschool, I'm huge drunken degenerate and still put down 35% on a house with only a 20 year mortgage.

If housing prices rise 8% and the APR is 3% shouldn't and this isn't including other costs like taxes and repair Let's say that's another 2% a year. Wouldn't I be better just investing in something else if I'm just making 3% a year on real estate or am I missing something.

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all the NEET periods of my life have been the best ever. I always grow super hard when I\m neet cause I actually have time for self development then.


I'm quitting my job next year and going to neet for atleast 6 months.

Seething wagie, I've never worked a day in my life and have $300k that'll soon be well over a million. Cope and rope with your dogshit "career".

>and still put down 35% on a house with only a 20 year mortgage.

hahaha ok. I don't have debt and slave contracts to feed. I'm going on a eurotrip as soon as covid is over, for 2 years or more. k thnxbye

>I always grow super hard when I\m neet cause I actually have time for self development then
um yeah we all know "self development" is code word for jacking off

Not everyone is a fucking degenerate lmao. I do Semen Retention for years now. k thnx bye

Again are you bad with money? I still take vacations every year too and now can come home to my comfy seaside farm house. I can also throw lump sums at the mortgage I'll have it paid off when I'm in my early 40s and you'll still be paying Chang's mortgage with your rent money in your downtown cuck shack. Cope harder.

>have $300k
wow I pull that down in three years and dont have to worry about my shitcoins going bust. not even to mention that I actually like my job. keep coping cryptocel

i have 200k in crypto and I live with my dad.
in 2 years I will have close to a million.

seethe more pleb. enjoy paying your 30 year mortgage.

also I'm working from home at my job RIGHT NOW. fucking mortgage retards think they are so smart hahahahah

How do you do semen retention?

I try but my balls swell and hurt for some reason after 4 or 5 days and eventually it oozes out from my dick

>work 8 hours a day
You mean 9.5h + transportation?

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Yes. Retards think owning a house is a financial achievement. The only good thing about a mortgage for a normie is that it forces them to build equity into something, otherwise they’d just blow it on vacations and shoes.

Mortgages are much cheaper than renting. Your payment generally stays stable and yes you also build equity..slmething a renter doesnt where as rent goes up 5% a year almost always

it took me years to get to this level.
I last had sex with a gf in 2017.
I was already practising but only managed to do 1 week max.
Then got serious about it and started pulling regular months long streaks.
Things always go in my favor. Cuz I don't coom.

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That +3% figure was using the highest averages for housing increases. After inflation wouldn't that number just be 0?

This.
1k in rent is a shitty studio. 1k in mortgage is a nice two bedroom condo.

t. knower

this lol, every job starts at 8 (15 minutes early or you're late!), then a forced 1 hour lunch, then finish at 5 if you're lucky.

My uncle is stinking rich and never had a house. He has rented for his entire life and when I asked him about it he said that some renting deals better if you are not a retard with money.

forced 1 hour *unpaid lunch btw.

It varies, also my countries housing market is fucked, i'd have to pay 3/4 of my wage just for the rent

t. europoor

Found the wagie. How sad that the extent of self development its small mind can imagine is simply masturbation.

You know you can rent houses right?

Guess what happens in a condo retard? You pay monthly HOA dues that will continuously increase (and you have zero say in it).

It depends. A well known secret about renting is offering the entire years rent upfront.

99.9% of landlords will cut you a 5-20% discount for all the money up front.

NEETs always present a false dichotomy of wagecuck or NEET. How about you get a fucking education and do something cool? Or opeen your own business and take full control of your life?
No, I guess you are better than everyone else because you chose NEET instead of wagecuck.

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Awesome user! Having money is all that counts. Just be a piece of shit in the basement, as long as you have Internet money, you can look down on literally everybody! Everybody is a loser except you!

why the fuck would I want a 20% discount on FIAT when boomer btc coin alone appreciates more than that in a year. what shit advice

Nice non arguements retards.