Is leasing a car a smart financial decision?

Is leasing a car a smart financial decision?

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no

No, but opening a finance corporation and handing out leases is.

just buy a $2000 beater w/

s class Mercedes yes, shitty Nissan no, just buy a 90s Nissan

If it's a luxury car, otherwise no

fucking kek, Zig Forums being smarter than /o/

No it isn’t.
>muh cheap payments
>muh reliability
It’s all a lie OP. my entire family leases, I’m the only one who bought a beater. I have no payment, and they always asks where I get all this money from. The only down side you’ll have is breaking down. I’ve spent 300$ every time I’ve broken down. I’ve broken down 3 times this year. Average leases are 200$ a month or more for a nicer vehicle. I’d rather break down than pay a stupid payment towards a car I’ll never own. I OWN my truck. They don’t own shit. My truck is ironically worth 9k. Their car is worth 0$. They can’t sell it.
Now if you have to commute a long ways absolutely get a good car, a lease may be worth it as far as reliability is concerned. If you’re not commuting far it’s retard and a trap.

Buy a Tesla Model 3 unironically

i know this is anecdotal but buy the right econobox beater and you wont have to do anything but change the oil, i think its been 12k miles since anything happened with mine

even if something breaks, if you get a car with a reliable transmission/solid engine it won't be enough to stop you from going to work, my issues so far have been

-power steering leak
-ball joint
-brakes

in 2 years of ownership, like 600 dollars worth of repairs or something

so 2600 with lower insurance over 2 years vs 300 a month or some shit with higher insurance rates

plus i can sell it

no, buying an old BMW 3 series or Mercedes C Class for 2k EUR is smart. They are reliable if maintained and carry you far.

Other option is to buy a functioning shitbox for 500 EUR every 2 years.

If you travel a lot then yes. If you're stacking miles on your car consistently then long term you are looking at a worn down vehicle and a lot of maintaining cost.

Otherwise buy a car. Make sure its a reliable vehicle with a great warranty. People underestimate how much a car can eat into their budget. I have a 2005 Honda with 200k+ miles on it. Its junky but runs perfectly and I work from home. Buying a car now would be absolutely stupid on my part.

Why wouldn’t a board about finance be smarter about money than a board about an expensive hobby

Are you a fucking retard? Seriously?

Go to the cheap fuck route and buy a beater, then learn how to wrench, i got a $400 pick up and i brought that bitch to life again, spent about $1k-1.5k total.
>inb4 but muh preshius electronical comforts
The only things you need in a car (if you want to spend as little as possible) is: reliability, cheap fucking parts, decent mpg's and basic amenities (cruise control, radio, climate, etc). Anything else is kike propaganda so the retarded common public will buy and lease new things.

This. Put the other gains into DMG, or if a pansy about markets, DMM (6% APR on USDT)

There is literally no correct way to buy a car. There's always someone with some deeply held view on why THAT way is a scam.

It's so bizarre, no-one has such strong opinions on buying computers, phones, homes, insurance etc but mention buying a car and everyone is a veteran trader.

> "precious comforts lmao"
> *lists several pointless comforts he requires*
Oh dear

You're right but homes are a close second. Anything super expensive.

No, but there is a large margin of exactly how much money you're wasting. If you're going to lease do your research at least to the point where you're not burning $1.10 on the dollar vs $1.15.

Depends on what opportunities your fake wealth will open up.

Honestly: It depends. You can buy a good used car and drive it until it falls apart. That's normally the most financially sensible thing to do. However this only works with proper cars that don't need excessive service and repair. If you don't want to take the risk with unplanned repairs and would like to simply have sth new where no one sat in before, it's not even such a bad thing to lease. But at least chose a car that is in your league, don't fall for the consumer meme to lease and rent with big parts of your cashflow, the bigger part should always be used to invest. But generally earning 70-100k, there's nothing especially financially dumb leasing a bmw 3 series or the like. You'll get a proper car with zero stress attached in which you enjoy driving.

I sold my jap econo beater ‘04 Camry last summer. Biggest regret of my life. Just hold these cars until they die.

Depends like most things. Drive a lot so want a nicer car and might change it in a few years? Yeah go ahead.

Just don't be the guy who drives an hour a week, lives in a box flat but leases a Mercedes.

i lease a model 3 i don't regret it i have a shitton of cash still invested and some "leverage" and you get some free pussy + you save time because acceleration is super fast. Worth it id say, but it depends on how much you are making tho. I make 100k per yr.

2k euros? Imo proper used cars that will get you some miles will cost 10k, even more a bmw or mercedes. For 2k you're quite likely to get an perma ticket to your next repair shop.

Every single car I bought used(5) ended up breaking down within 3 months

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what did you buy?

Bullshit my head gasket blew

Don't be retarded and learn how to inspect a car before buying it then.