How advanced is your country when it comes to paying for things

How advanced is your country when it comes to paying for things

F tier = you still use cash

B tier = you use credit cards

S tier = contactless phone payment

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S tier = abolution of the value form

I never used a credit card or phone payment in my life

What tier is it if your debit cards have contactless?

I use cash or debit card

B and S have spread a lot, but I'm personally stuck at F.

We have both B and S tier but I still choose to use cash.

>not using cash
Enjoy getting buttfucked by the state and negative interest rates

>i live in a corrupt shithole so everywhere else must be like that too
i only use debit card or apps, cash is thirld world tier and credit is stupid

Credit cards are pretty popular here