>Credit cards
Credit cards
John Cruz
Elijah James
I hate credit card fags. I have plenty of backup money without going into debt
Lincoln Clark
>Mortgage
Josiah Stewart
LA TARJETA DE CRÉDITO ES UNO DE LOS MEJORES INSTRUMENTOS JAMÁS INVENTADOS, LO MALO ES LA USURA.
Adrian Smith
I have a zero-fee credit card which gives me an extra 0.5% on every dollar I spend. It's also essentially a "free loan", allowing me to get just a little more into my investments for a little longer. Also easier to reverse payments on people.
Do you hate free money?
Chase Cook
>t. the fag who can't buy things on internet
Christopher Ross
What is PayPal?
Oliver Peterson
I fucking hate that you need a credit card to buy anything essential in this country.
Hunter Evans
Name one thing that can only be bought with a credit card, just one.
Eli Phillips
Why not just use a debit card?
Wyatt Hill
You usually need a high credit score if you want to buy something like a car or a house. It's really hard to buy a house with just a debit card.
Jaxon Stewart
>Bitcoin? Nah, I do all my transactions with Monero because I care about my privacy.
Brandon Jenkins
This might sound crazy to you, but you don't actually need a credit card to increase your credit score.
Jordan Jones
Give me a number so I can uber to the store.
Charles Moore
So..... The way that the United States is currently setup requires you to be bad with money in order to receive money? Something is broken with this system and I fear that fairly criticising it will get me called a "commie".
Jace Perez
>fiscal responsibility
Carson Moore
>Hard to buy a house with cash upfront
Nigga wut
Kevin Nguyen
In the Netherlands most people don't even own credit cards. Because you get a debit card with your bank account.
Nicholas Price
You get cashback and build credit. Why would you ever use a debit card for purchases?
Dominic Wood
>NOOOOO YOU HAVE TO PAY CHILD SUPPORT THE JUDGE SAID SO OR ELSE YOU'LL GO TO JAIL
Tyler James
>build credit
Positive credit doesn't get registered here. Only negative credit.
Xavier Allen
In America 1% cashback is the minimum you'll see.
Judging by Zig Forums threads on CCs it seems like there are a lot of retards who think you pay interest every time you use a credit card.
Juan Bailey
>banks
Hunter Richardson
>cashback
Aaron Lopez
Owning a credit card doesn't mean you're bad with money. If anything, if you're capable of owning multiple credit cards and are able to maintain or increase your credit score then you're better with your money than 99% of people
Jose Hughes
In evropa normal non rich people use 1 debit card.
Sorry, I can't afford getting endebted with a high rate interest for every small thing I buy, I save for it.
If you are going to buy something expensive like a house or a car you ask for a loan.
Julian Perry
>money
Logan James
This
I have one debit card, thats it.
It allows me to do everything a credit card can do except borrow money. Why not just use debit?
Nathaniel Parker
>what is paypal
>what are disposable prepaid cards
No car dealer is going to refuse physical cash upfront.
Levi Lopez
debit is better, credit is for retards I wouldn't even have a bank account if it wasn't for payroll, cash if for homos too but it's too integrated, I'd take bags of rice and canned goods as payment, good old bartering.
Prepare to get vaccinated, brain and arm chips to store your virtual credits for transaction because cash is dirty and have coronavirus easier to track by the cabal.
Benjamin Parker
I forgot to cancel my payroll account when I lost my job, fuck it's probably charging commissions now
Nathan Green
Why not just use credit? See
Jose King
Why not just take a tiny bit of meth to be more productive?