>JUST RENT BRO

non-poor homeowners have snow blowers or tractors with plows.

The apartment you are renting is earning your landlord income just by existing. Your landlord is probably using a home equity line of credit to avoid paying taxes on their wages. On top of this you are paying rent to cover any forseeable maintenance issues and property management fees. Imagine thinking that your landlord is actually stressing over these things lmfao

People that are paying more than 40% of their income over a 30 yr period in mortgage fees are going to be poor forever, yes. People who are actually taking out 30 year mortgages and leveraging it while paying off the balance in 10-20 years are coming out way ahead of any renter.

But hey, at least you don't have to shovel the sidewalk or deal with maintenance!
enjoy your "freedom' as a renter.

the ultimate redpill on rent vs own is thinking about your life when you finally retire. the average person collects about $1500/month on social security. do you want to be spending $1000/month of that $1500/month on rent until the day you die? property taxes and upkeep (unless you absolutely neglected your home for the last 10-30 years) are nothing compared to paying rent in perpetuity.

I have a rent stabilized apartment.

Everyone who moves into my building pays 2200. I pay 1200. My rent can't go up more than 2%. If there is hyperinflation of the US dollar, this will only benefit me.

My landlord is responsible for heating, water, fixing things, etc. I would be a moron to buy a home. A hurricane could come and destroy housing values at any time in the next 20 years before I finish paying my shit off. I'd rather just buy a house in some shithole and move there when I'm bored and old and tired of snorting ketamine on rooftops.

Also do you REALLY think Social Security will be around when we're old?

Fuck that. Besides housing, Social security is the most bloating boomer ponzi scheme of them all. We will get NONE of that. I'm going to go live in a fucking Elon Musk Cybertruck RV and travel around. You're just going to sit in a wood McMansion thinking you did something with your life to make yourself "safe," when really you've just worked your whole life and built yourself a tomb to die in.

Printer will just keep going BRRRR forever bro. Social security is not going away.
The US dollar is lead backed. If you say 1 USD is not worth 1 USD they’ll ducking kill you. See Iraq, North Korea, Libya, Iran etc.
How do people still not get this?

I don’t have enough money to buy a house you stupid faggot what a pointless thread

Don’t waste your time. This board is full of degenerate crypto gambling NEETs.
The thought that real people own stocks, bonds, real estate, crypto, cash, small businesses and metals is totally beyond them.
This board is like 98% broke retards, 1% crypto millionaires and 1% real people with actual lives and healthy balanced portfolios.

What happens if a bunch of niggers move into the neighbourhood and it turns to shit? You're sitting with the least liquid investment in existence.

Don’t buy a house in urban Jew and nigger infested shitholes.
Niggers will invade everywhere eventually but move somewhere where you have enough time to build equity and get out before the brown tide arrives.

How do you know what will happen years in the future? You're dealing with a 30 year mortgage and the whole idea is that this is where you will stay for the rest of your life once you've paid it off?
I live in 96% white Western Australia and over the past 5 years my upper-middle class neighbourhood has seen a rapid increase in the number of duplexes being built and brown sludge moving in.

I can’t really speak to Australia but I own three houses in the US where we have an epic nigger infestation.
The idea is to pay the mortgage off in about 8-15 years. This works a lot better if you are dual income and married where you can throw pretty much all of one income into the mortgage. Once you build up enough equity move into a bigger or equivalent house then rent your old one out. Use the rent money to pay the new mortgage. Rinse, wash repeat. Once you get to 3+ houses you are playing life on easy mode really.
I am not a wealthy dude by salary alone but I have pretty respectable income between two renters, a salary, and modest dividend payments on stocks.
Soon my current house will be payed off and I’ll be more or less bulletproof. Were I to lose my job I could just go get literally any job anywhere no matter how shitty to merely pay my utilities plus I’ll have two rent cucks paying me every month with almost no mortgage left to pay.
You have to take on some risk but all of this is WAY less risky than betting your life savings on the next shitcoin.

Renting a house is the worst of both worlds. I had to do all the yard work and repairs myself as a tenant. Got out of that pretty quick.

Non-poor renters don’t live where there is snow in the first place.

Lol dude preach. I'm finding it hard to keep spreading the message when this board is full of neets who just want to turn their $100 savings into a 10x with shitcoins

Guys I have to sell my home and relocate to silicon valley. If I only plan to be there for 3 years should I just be a rent bro. No bully plz

They don’t understand and balance. Like yes nigger you should have money in all major asset classes.
Feel free to gamble on meme coins (I do sometimes) but do it with 1% or less of your net worth not 75%.

They also miss the fact that a 5-10% annual return compounded over 20-30 years is fucking huge.
They miss that easy money chasing the next insta 100x.
You have like a 1% chance of getting that 100x shitcoin moon but you have like a 90% chance (made up probability but the point remains, your chances are very high) of getting pretty solid average returns year over year with “boring” investments.
You hate to see it. Many such cases

In a volatile market like that one, being there only for three years I’d rent. That’s just me though. YMMV.
Nothing wrong with renting. It’s just perma-renting that fucks you over a lifetime.

Get a roomie. Many poor devs wanna be make posts in Craigslist looking for roomies.

Don’t worry, most of them are into reptiles or giant women with Ds, so your virginity will be safe.

Also ask your coworkers If they know someone looking for a roomie.

It’s pretty common.

Cheers bro, hope you can become a VC Chad some day.

I rent a big apartment for 800 a month and sublet the second room to a chink student for 900 kek

Absolutely based

This is exactly what I'm trying to do

Easier to take out a mortgage before or after the crash?

Would absolutely recommend. It is the way.
Reliable steady income that doesn’t require you being physically present working is the way to freedom.

>If I associate basedboys with something then my argument becomes correct
Enjoy your debt and putting roots if you like it so much

Depends on your net worth and credit score.
Houses are cheap after a crash but credit is usually tight too.
If you have a lot of assets bank jews will like you more.

>winter arrives
>freeze to death and die

>sleep in the city
>robbed

>sleep in the suburbs
>Karen calls the cops