Rent

WHAT DOES THE REDDIT FROG HAVE TO DO WITH THAT?

Be a NEET

The trick is to realize most of that shit is just a debt trap and being NEET is actually quite easy. You just have to minimize expenses.

Free games or game with friends at their house dumbass

pirate them like a normal person
i bet you still pay for music and movies too

>school
>more food
>more health insurance
>more entertainment
>a shit ton of time
"Costs nothing" he says.

>oldfag
>make $15k in school in late 90s burning CDs for people who didnt have a burner
>havent bought any media with dollars since 1998

>TFW my only bill/expense is rent and internet

I have a paid off car, and my parent's pay my phone bill, even though I told them they didn't have to. Other then that, I really only have two expenses/bills. Well, I mean I have to buy groceries and what not, but I'm a 28 year old virgin who lives alone, so I'm not dating or spending money on relationships.

My only hobby is anime and I don't spend any money on it really, though sometimes I buy anime t-shirts and jackets, but that's about it. I'm not buying figurines or other anime merchandise.

>Get unemployed money

>Rent paid
>Budget food
>Easy if you budget food
>I save a big every month
>Cars are money pits, glad I don't have one anymore
>Don't need gas
>Don't need car insurance
>I live in a country with free healthcare
>I play my hobbies all day
>I never cared for social gatherings,talk to friends online
>I am married and fuck my wife for free
>my student loan is so small it doesn't matter

Likely going to buy cyberpunk after more patches. Been on Zig Forums since 2005 if you wanted to project your insecurities calling me a "normal fag" I'm as degenerate as they come.

no relationships

>How the fuck are we supposed to afford vidya?
>BUYING vidya

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Modern life is fucking complicated
Forget afford in money terms
Even if you had the money, how the fuck do you have TIME to manage all of that
Even shit like taking the time to make sure you don't pay too much in rent/food/utilities/insurances etc. which needs time for research and renegotiation and all that.

pirate bay

What the fuck happened to this place?
Are you all zoomies who know nothing about computers and only use phones?

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Easy, I don't have a social life or indulge in romantic or sexual pursuits.

ALL ZOOMIES MUST HANG

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>owning a car
>not being able to afford one so buying it + paying interest
You may have a good reason to own a car but I bet you're just a dumbass

>student loast
t. Amerimutt

Just marry a ruch girl.

t. user who married a rich girl

>>rent
>>food
>>utilities
>>self care
>>incidentals
>>car payment
>>gas
>>car insurance
>>health insurance
>>hobbies
5% of costs
>social life
>relationship/dates
>student loans
95% of costs

simple solution
1) dont take a student loan, only brainlets put themselves in debt, ever
2) ignore cunts

>student loans
You know these are just going to be forgiven eventually. Don't be a sucker. Go on whatever plan makes you play the least.

I don’t pay for vidya. I also don’t pirate it

>incidentals

been living alone for about a year and a half and still don't know what the fuck people have to spend so much money on "incidentals" about. What the fuck goes so wrong in people's lives that they have to always have budget dedicated to incidentals for?

>Needing money for vidya
Explain this foreign concept to me frogposter

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Could I get on foodstamps? I only make $9/hr for a 5hr shift, 5 days a week. I wish I could afford vidya, food too.

Its okay to not be in any relationships. Dont let social peer pressure trick you into thinking you absolutely need one.

>rent
>food
Stop eating out or incorporate it into social
>utilities
Just use a blanket
>self care
Vidya is the self care
>incidentals
That's what savings are for
>car payments
Stop leasing your Versa S
>gas
Just drive better
>car insurance
Stop driving your Versa S
>Health Insurance
Just get your high deductible plan
>hobbies
Is this not vidya
>social life
kek
>relationship/dates
This should be under social or food
>student loans
Imagine taking out a loan that can't pay for itself