On Jan. 1, outgoing California Insurance Commissioner Dave Jones banned the use of gender in setting insurance rates for private passenger cars throughout the largest state. While California isn't the first state to do so, insurers and critics alike said the move puts one of America's biggest industries on notice that it might not be able to use such discriminatory practices in the future.
"These regulations ensure that auto insurance rates are based on factors within a driver's control, rather than personal characteristics over which drivers have no control," Jones said in a statement. Auto insurers collected premiums of about $27.3 billion in 2017 in California in 2017, according to the California Department of Insurance.
Several other states already prohibit gender discrimination in pricing auto insurance, according to the Consumer Federation of America (CFA), a Washington, D.C., watchdog group. These include Hawaii, Massachusetts, Montana, North Carolina, Pennsylvania and some parts of Michigan.
But California stands out because it also bans accepting, rejecting or raising rates on applicants due to their educational status, job or credit score. The state has also eliminated gender-based pricing in health insurance.
CA uses years licensed not age. So less years licensed -> less driving experience -> higher risk, would be the logic. That way a 30 year old who just got their license wouldn’t get a discount with other 30 year olds who’ve had 15 years of practice/experience
Daniel Clark
PAID*
not 'payed'
Noah Walker
worser is not a word
PAID* not 'PAYED'
Jason Collins
This isn't the first time you've typed 'payed' before
And it's not the first time I've corrected you
Isaiah Anderson
If they understood actuarial science, they'd realize that this will result in higher premiums for everybody.
Zachary Nguyen
Probably did this because trannies wanted to be classified as women, so they fucked it for everybody. Thanks faggots
Asher Jenkins
I’ve never driven a car and I’m 44 yo.
Adam Murphy
Paid or payed is the past tense of pay depending on the sense of pay. The first sense is the usual one of giving someone money while the second sense is to seal (the deck or seams of a wooden ship) with pitch or tar to prevent leakage.
A subtle distinction, but there may be rare instances where "payed" could be used in a financial sense, but only where it is specifically intended to be a metaphorical reference to the nautical sense. E.g. "The large award was payed out in small increments over a decade." You're implying what is done with ropes in a nautical sense, but still talking about money. Still, "paid" works just as well here and is far more common
Being English Andy, I used the naughtical expression
In the sence of men paying(as a rope) out more monies to insurance companies over long periods of time than womens do.
As for the worser comparative adverbial error, I just like to Kaufman you
